HOW TO SAVE EVEN MORE MONEY FOR YOUR DENTAL TREATMENTS!

30 January 2024

bishan dental clinic

When it comes to dental care, it is natural for one to pause, ponder, and ask themselves the age-old question: “How much will this cost me?”. At Neo Smiles Dental Studios, we completely understand these sentiments and our dentists and orthodontists are committed to providing affordable and quality dental treatments to every individual that walks through our doors. At Neo Smiles Dental Studio, you will have the option to choose from a number of financial provisions and support schemes that can reduce your financial burden while giving you the priceless gift of a beautiful smile.

WHAT ARE THE DENTAL COVERAGES AVAILABLE AT NEO SMILES DENTAL STUDIOS? 

Here’s a list of our comprehensive financial subsidies and instalment plans available at Neo Smiles so that you can get the dental care you need without breaking the bank!

MEDISAVE

Medisave helps Singapore citizens and permanent residents (PR) meet their healthcare needs, including dental care. It can be used for certain outpatient expenses and hospitalisation costs. It is also applicable for surgical procedures such as wisdom tooth surgery and dental implants.

At Neo Smiles, you may use Medisave to subsidise your wisdom tooth surgeries, and dental implants.

Braces and Invisalign treatments are not eligible for Medisave use.

Eligibility Criteria

  • The individual must be at least 18 years of age.
  • The individual must be a citizen of Singapore or a permanent resident.
  • The individual must have sufficient funds in their Medisave account (you may use the Medisave account of one of your immediate family members).

Making your Medisave Claim: We will process your Medisave claims upon completion of the necessary forms and provision of all needed documents. 

CHILD DEVELOPMENT CO-SAVINGS (BABY BONUS) SCHEME

As the term implies, the Baby Bonus Scheme is designed to ease the financial burden of raising kids. Your Child Development Account savings (CDA) can be used to cover your little ones’ educational and healthcare expenses, as well as the expenses of their dental treatments (including those of their siblings).

At Neo Smiles Dental Studio, your kid’s CDA can be used to cover all their dental expenses, including braces packages.

Eligibility Criteria (Baby Bonus Gifts and CDA Benefits)

  • You must be lawfully married to your spouse
  • Your child must be a citizen of Singapore 

Making the Payment: All you need to bring to make the payment is your CDA card (Baby Bonus NETS card).

COMMUNITY HEALTH ASSIST SCHEME (CHAS)

All Singapore citizens, including Pioneer Generation (PG) and Merdeka Generation (MG) cardholders, will be eligible to receive subsidies for their dental care at CHAS-accredited dental clinics through the Community Health Assist Scheme (CHAS).

Neo Smiles is a CHAS-accredited clinic, which means that you will be able to enjoy the benefits of CHAS subsidies for a variety of dental treatments, including consultations, scaling and polishing, fluoride treatments, fillings, extractions, as well as dentures and crowns, thereby reducing your out-of-pocket expenses. 

CHAS subsidies, however, cannot be claimed for orthodontic treatments.

Eligibility Criteria

  • All Singapore citizens are eligible for the Community Health Assist Scheme, with CHAS card holders being classified into three tiers (each with different subsidy rates): CHAS Blue, CHAS Orange, and CHAS Green.
  • CHAS Blue and Orange cards are intended to support those from lower- to middle-income households, while the CHAS Green card provides moderate subsidies and can be used by those who have a slightly higher income.

Receiving Your CHAS Subsidy: In order to reap the benefits of your CHAS dental subsidy, you must present a valid health assistance card along with your NRIC when seeking dental treatments. Do not worry if you do not have a CHAS card; you can request an application form at our front desk.

DENTAL INSURANCE

The goal of dental insurance is to make dental care affordable to individuals from all walks of life. In Singapore, there are numerous options available for dental insurance, each with varying coverage levels.  However, finding the ideal dental insurance plan can be challenging. Therefore, you must take your time and choose a plan that not only covers all your necessities but also helps you avoid any unpleasant surprises when it comes to reimbursement and out-of-pocket expenses.

DENTAL PANELS

Neo Smiles Dental Group is part of an integral panel of dental clinics, including Parkway-Shenton and Inova. Employers who are under the Parkway-Shenton dental coverage may be eligible to obtain subsidised coverage for certain dental treatments, and depending on the treatment type, they may also have the opportunity to carry out cashless transactions.

NEO SMILES DENTAL STUDIO’S INSTALMENT PLANS FOR ORTHODONTIC TREATMENTS

Instalment plans provide immense financial flexibility, enabling patients to enjoy the benefits of quality dental care without having to sacrifice their necessities. Neo Smiles offers customised instalment plans based on your profile and circumstances to address your financial worries. Receive the dental treatment you need while ensuring your oral health is not compromised!

In light of this, we provide a multitude of convenient in-house instalment plans for braces, including traditional braces and innovative treatments like Invisalign. Simply pay a small down payment for the braces package you choose (the amount will depend on the type of package) while making easy instalment payments during each of your regular dental review visits.

Dental care does not have to be costly. At Neo Smiles, we offer multiple financing options and subsidies so that you and your loved ones can get affordable dental treatments without compromising quality. For more information, get in touch with us now!

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